GOALS - Consistancy

Well here you have it, at least this is what they say when you receive one of those "Pre approved" credit card or refinance thingy s in the mail. Some will make the inquiry, only to find out that they are in fact not approved and their credit record is not high enough to qualify them for a loan or a credit card. What makes a good credit score? Time and consistency. Personally speaking, I one time found myself owing a hefty amount of money to a identity that is most of the time non forgiving. Through some formalities and total transparency I established a plan to repay this debt. It would take 6 - 7 years, a lot of interest and a hefty penalty. After I had made the payment for a year, I was forgiven for a percentage of the debt. As I continued to make more payments I was rewarded with more forgiveness of the debt. Combined with payments and forgiveness, this debt was reduced greatly. Also it put me back on track to making consistent payments that rebuilt the credit score. Then the greatest reward was that after refinancing the house the debt was completely paid off. All in 2 and a half years. With hydrolics applied, things move. Hydrolics could be time, pressure and determination. With our ability to visualize and then put into action the vision, it would seem all to foolish to at least not try something. Just something. Even if it doesn't seem to be perfect. After the ball is rolling, we then can begin to establish its route and destination.